These Terms of Use (“Terms”) govern your access to and use of SwiftCodes Nepal (the “Website”), available at https://swiftcodesnepal.com/. SwiftCodes Nepal is an independent informational website that provides reference information such as SWIFT/BIC codes, NRB BFI codes, bank and branch names, addresses, and related branch details for banks and bank branches in Nepal.
By accessing or using the Website, you agree to these Terms. If you do not agree, do not use the Website.
1) Acceptance of These Terms
By visiting, browsing, searching, or otherwise using any part of the Website, you confirm that you have read, understood, and agree to be bound by these Terms, along with any additional notices or policies posted on the Website.
If you are using the Website on behalf of an organization, you represent that you have authority to accept these Terms on that organization’s behalf.
2) Use of the Website
You may use the Website for legitimate informational and reference purposes, including:
- Looking up or verifying SWIFT/BIC codes and NRB BFI codes displayed on the Website
- Searching for bank branch information in Nepal (such as branch names and addresses)
- General research and reference related to banking codes and branch listings
- Sharing links to pages on the Website for reference
You agree to use the Website in a manner that is lawful, respectful of others, and consistent with the purpose of providing reference information.
3) Prohibited Uses
You agree not to do any of the following (and not to attempt to do so):
- Use the Website in violation of any applicable law or regulation
- Attempt to gain unauthorized access to the Website, its server(s), databases, or any related systems or networks
- Interfere with, disrupt, or degrade the operation, performance, availability, or security of the Website (including by sending malware, harmful code, or engaging in denial-of-service activity)
- Probe, scan, or test the vulnerability of the Website, bypass security measures, or attempt to defeat access controls
- Use the Website for fraud, deception, impersonation, or misleading activity, including misrepresenting any affiliation with SwiftCodes Nepal, any bank, Nepal Rastra Bank, SWIFT, or any other entity
- Harvest or collect information from the Website in a way that is intrusive, abusive, or harmful to the Website or its users
- Abuse contact forms or communication channels (for example, sending spam, harassment, or repetitive automated messages)
- Use the Website to distribute illegal content, infringing content, or malicious code
- Engage in systematic copying that is designed to replicate substantial parts of the Website’s presentation, structure, or compilation in a way that competes with or harms the Website
We reserve the right to take reasonable steps to protect the Website, including limiting, blocking, or restricting access when we believe use is abusive, harmful, or violates these Terms.
4) Banking Information (Reference Only)
The Website provides reference information about banks and bank branches in Nepal, including codes and related details. This information:
- May change over time
- May contain errors, omissions, or outdated entries
- May not reflect the most current information available from banks, financial institutions, or official sources
You are responsible for verifying any information that is important to you (including SWIFT/BIC codes, NRB BFI codes, account routing details, or branch contact information) directly with the relevant bank or official source before relying on it.
5) SWIFT/BIC and NRB BFI Codes
SwiftCodes Nepal provides SWIFT/BIC and NRB BFI code listings as informational references. You understand and agree that:
- SwiftCodes Nepal is not a bank, financial institution, payment processor, remittance service, or transaction platform
- SwiftCodes Nepal is not Nepal Rastra Bank, an official SWIFT service, or a government agency
- We do not initiate, process, verify, approve, or guarantee bank transfers or transactions
- The Website does not provide banking services of any kind
- Codes and branch details may be updated, changed, discontinued, or reassigned by relevant institutions
If you are making a transfer or completing a banking instruction, you should confirm the required code and branch details with the recipient and/or the recipient’s bank.
6) No Banking or Financial Services
SwiftCodes Nepal provides informational content only. We do not provide:
- Banking services
- Money transfer services
- Payment services
- Account services
- Financial product sales, referrals, or brokerage services
Any actions you take based on information from the Website are taken at your own discretion and risk.
7) No Financial, Legal, or Professional Advice
The information on the Website is provided for general informational purposes only and does not constitute financial, legal, compliance, or professional advice. You should consult qualified professionals or official sources if you need advice tailored to your situation.
8) User Responsibility
You are responsible for:
- How you use the Website and how you interpret the information provided
- Verifying information before relying on it for any important purpose
- Ensuring your use of the Website complies with applicable laws and regulations
- Taking appropriate steps to protect your own devices, accounts, and systems (for example, using antivirus and maintaining secure browsing practices)
9) Disclaimers
The Website and all content are provided on an “as is” and “as available” basis. To the fullest extent permitted by applicable law:
- We make no warranties or guarantees regarding accuracy, completeness, timeliness, suitability, or availability of the Website or its content
- We do not guarantee that the Website will be uninterrupted, error-free, or free of harmful components
- We are not responsible for any losses or damages arising from reliance on information found on the Website
This includes, without limitation, issues such as incorrect or outdated codes, incorrect branch information, or any consequences related to transactions or decisions made based on Website content.
10) Limitation of Liability
To the fullest extent permitted by applicable law, SwiftCodes Nepal and its operators will not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising out of or related to your access to or use of (or inability to use) the Website or content.
Where certain warranties or liabilities cannot be excluded under applicable law, our responsibility will be limited to the minimum extent permitted.
11) Intellectual Property
Unless otherwise stated, the Website’s original content and presentation—including the site layout, design, structure, selection and arrangement of content, interface elements, and original text created for the Website—may be protected by intellectual property laws.
However, you acknowledge that:
- Many items on the Website (such as bank names, branch names, SWIFT/BIC codes, NRB BFI codes, and address details) may be factual information and/or belong to third parties
- SwiftCodes Nepal does not claim ownership of facts, public information, or third-party data
- Any third-party intellectual property remains the property of its respective owners
You may view and use the Website for personal or internal reference purposes. You may share links to Website pages. Any other use must respect applicable laws and third-party rights.
12) Trademarks
“SWIFT” and “BIC” and any other referenced marks may be trademarks of their respective owners. Bank names, logos, and brand identifiers are the property of their respective owners.
Use of these names or references on the Website is for identification and informational purposes only and does not imply endorsement, sponsorship, affiliation, or partnership.
13) Website Content and Copying
We encourage normal browsing and sharing of links. You may:
- Read and reference the Website
- Share links to specific pages
- Quote short excerpts for commentary or reference where legally permitted and with appropriate attribution
You agree not to:
- Copy or republish substantial portions of the Website’s original text or presentation in a way that competes with the Website or misleads users about the source
- Create a competing database or mirror of the Website’s compilation and presentation through systematic copying
- Remove or alter notices that appear on the Website (where applicable)
If you want to reuse content beyond what is permitted by law or fair use/fair dealing principles (as applicable), contact us.
14) Automated Access and Data Extraction
Automated access is not automatically prohibited, but it must be responsible and must not harm the Website.
You agree not to use bots, scrapers, crawlers, or automated tools in a way that:
- Creates an unreasonable load on the Website
- Disrupts availability, performance, or security
- Circumvents technical measures intended to protect the Website
- Systematically extracts or copies substantial portions of the Website’s compilation or presentation without permission
We may use reasonable technical measures to protect the Website and may restrict or block automated access that we believe is abusive or harmful.
15) User-Submitted Content
The Website may allow you to contact us, submit feedback, or report errors (for example, via email).
When you submit content or messages, you agree that:
- You will not submit illegal, harmful, harassing, or infringing content
- You will not submit malware, malicious links, or content intended to compromise security
- You will not submit confidential or sensitive banking information
Do not send sensitive banking credentials, including passwords, PINs, OTPs, card security codes, or full account access credentials. If you choose to share information in a message, you do so at your own risk.
16) Report an Error
We welcome error reports and corrections. If you believe a listing is inaccurate, you may contact us at contact@swiftcodesnepal.com with the relevant page link and details of the issue. We may review and update information at our discretion, but we do not guarantee any specific response time, verification method, or update schedule.
17) External Links
The Website may reference or link to external websites for convenience or additional context. We do not control third-party websites and are not responsible for their content, availability, security, or policies. Your use of third-party sites is at your own risk and subject to their terms.
18) Changes to These Terms
We may update these Terms from time to time to reflect changes to the Website, legal requirements, or operational needs. When we update the Terms, we will publish the updated version on the Website and update the “Last Updated” date above.
Your continued use of the Website after changes are posted means you accept the updated Terms.
19) Governing Law and Jurisdiction
These Terms are governed by: [INSERT GOVERNING LAW AND JURISDICTION, IF APPLICABLE].
20) Severability
If any part of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in effect.
21) Entire Agreement
These Terms constitute the entire agreement between you and SwiftCodes Nepal regarding your use of the Website and supersede any prior or contemporaneous understandings on that subject.
22) Contact
If you have questions about these Terms or the Website, contact:
SwiftCodes Nepal
Email: contact@swiftcodesnepal.com