SwiftCodes Nepal (“we,” “us,” or “our”) operates the website https://swiftcodesnepal.com/ (the “Website”). The Website is an independent informational resource that publishes banking and branch reference information such as SWIFT/BIC codes, NRB BFI codes, bank and branch names, and related publicly available directory-style details in Nepal. The Website is not a bank, financial institution, government agency, Nepal Rastra Bank, an official SWIFT service, or a banking transaction service. We do not process payments, execute transfers, open accounts, or provide internet banking.
This Privacy Policy explains what information we may collect from visitors, how we use it, and the choices you may have. By using the Website, you understand that this Privacy Policy applies to your use of the Website and any information you voluntarily provide to us.
1) Information We May Collect
We aim to keep data collection minimal. You can browse most of the Website without providing personal information.
A. Information You Voluntarily Provide
We may collect information you choose to send to us, for example when you email us with a question, suggestion, correction, or error report. This may include:
- Your email address and any name or signature you include
- The content of your message and any attachments you send
- Any information you choose to include in your email (for example, a bank branch page you are referencing or a description of an error)
Important: We do not need and do not want sensitive banking credentials. Please do not send passwords, PINs, OTPs, card numbers, full account numbers, internet banking login details, security codes, or other confidential financial access information. If you send such information anyway, you do so at your own risk.
B. Information Collected Automatically (Basic Technical Data)
Like most websites, our servers and systems may automatically receive or record limited technical information when you access the Website. This may include:
- Device and browser information (for example, browser type, operating system, language settings)
- Approximate technical details about your connection (for example, network or ISP-related data)
- Pages viewed, links clicked, and the time and date of access
- The page you visited before coming to our Website (referrer) and general navigation patterns
- Error and diagnostic information (for example, if a page fails to load)
This information is typically used to help operate the Website, understand which pages are useful, diagnose issues, and maintain performance and security.
C. Banking Information vs. Personal Data (Important Distinction)
The Website displays banking directory/reference information (for example, SWIFT/BIC codes and NRB BFI codes for bank branches). This type of information generally relates to banks and branches, not to individuals. It is not the same as a person’s private banking records, account details, or transaction information.
We do not collect your bank account credentials through normal use of the Website, and the Website is not designed to request or require them.
2) How We Use Information
We may use the information described above to:
- Operate, maintain, and improve the Website
- Respond to messages you send us (for example, answering questions or addressing corrections)
- Investigate and fix bugs, errors, or content issues you report
- Understand usage patterns so we can improve navigation and content usefulness
- Protect the Website from misuse, abuse, fraud attempts, and security incidents
- Comply with legal obligations when applicable (for example, responding to lawful requests)
We do not use your email communications to send unrelated marketing blasts, and we do not build advertising profiles based on your messages.
3) Self-Hosted Analytics
We use self-hosted AnalyticsWP to help us understand how the Website is used (for example, which pages are visited most often and whether users encounter errors). We do not use Google Analytics on this Website.
Because analytics is self-hosted, the analytics system operates under our control rather than sending analytics data to Google. However, analytics generally involves collecting some usage and device information to generate aggregated statistics.
We use analytics to:
- Measure traffic trends (for example, which pages are most viewed)
- Identify broken links and site errors
- Improve content organization and user experience
- Monitor overall Website performance
We do not promise that analytics data is “anonymous” in all circumstances. Technical data can sometimes be linked to a device or connection depending on context. We treat analytics information as operational data and handle it with care.
4) Cookies and Similar Technologies
Cookies are small text files that may be stored on your device. Similar technologies can include local browser storage and other identifiers. We may use cookies or similar technologies for purposes such as:
- Enabling basic site functionality (for example, remembering preferences)
- Supporting security and performance features
- Supporting analytics measurement through our self-hosted analytics
Consent and choices: Cookie consent requirements vary by country/region and depend on the type of cookie and the applicable law. Where required, we may present a cookie notice or consent mechanism. You can also control cookies through your browser settings, including blocking or deleting cookies. If you disable cookies, some parts of the Website may not function as intended.
We do not list specific cookie names, categories, or expiration periods here because they may change as the Website evolves and because not all cookies are consistently present for every visitor.
5) Contact and Error Reports
When you contact us (for example, at contact@swiftcodesnepal.com) to report an issue or request a correction, we may use the information you provide to:
- Confirm the issue you reported
- Communicate with you to request clarification (if needed)
- Fix inaccuracies or improve the Website’s content
- Maintain internal records of what was reported and how it was resolved
Please avoid including sensitive personal data in your messages. If your message includes personal data, we will handle it as part of our correspondence, but we encourage you to minimize what you share.
6) How We Share Information
We do not sell your personal information.
We may share information in limited circumstances, such as:
- Service providers / vendors: We may rely on vendors that help us operate the Website (for example, infrastructure, email services, or security support). If we share information with such providers, it is only as needed to provide the service.
- Legal and safety reasons: We may disclose information if we believe it is reasonably necessary to comply with a legal obligation, enforce our policies, respond to lawful requests, or protect the rights, property, or safety of the Website, our users, or others.
- Business changes: If the Website is involved in a merger, acquisition, restructuring, or transfer of assets, information may be transferred as part of that transaction, subject to appropriate confidentiality protections.
Because our analytics is self-hosted (AnalyticsWP), analytics data is not automatically shared with Google Analytics as part of our measurement practices.
7) Data Retention
We keep information only for as long as reasonably necessary for the purposes described in this Privacy Policy.
For example:
- Emails and contact messages: We may retain correspondence for as long as needed to respond, follow up, maintain records of corrections, and address disputes or security concerns.
- Technical and analytics information: We may retain technical and analytics data for operational purposes such as monitoring performance, improving the Website, and maintaining security.
We do not state fixed retention periods here because retention needs can vary depending on the nature of the inquiry, operational requirements, and applicable legal obligations.
8) Data Security
We take reasonable steps designed to protect information from unauthorized access, alteration, disclosure, or destruction. However, no website or internet transmission is perfectly secure. We cannot guarantee absolute security.
You can help protect your own information by avoiding sending sensitive information (especially banking credentials) via email and by keeping your own devices and accounts secure.
9) Your Privacy Rights
Your privacy rights depend on where you live and the laws that apply to you. Depending on your jurisdiction and the nature of the information, you may have rights to:
- Request access to certain personal information we may hold about you
- Request correction of inaccurate personal information
- Request deletion of certain personal information
- Object to or restrict certain processing in some situations
To make a request, contact us at contact@swiftcodesnepal.com. We will respond in a reasonable timeframe and may ask for information needed to understand and process your request. In some cases, we may be unable to fulfill a request (for example, if we must retain certain information for security, legal, or operational reasons).
10) Children’s Privacy
The Website is intended for a general audience and is not directed to children. We do not knowingly collect personal information from children. If you believe a child has provided personal information to us, please contact us at contact@swiftcodesnepal.com so we can review and take appropriate steps.
11) International Visitors
The Website may be accessed by visitors from different countries. By using the Website or contacting us, you understand that your information may be processed in locations that may have different data protection laws than your country of residence.
If you do not want your information processed outside your jurisdiction, please do not send personal information to us by email or other means.
12) External Links
The Website may contain links to external websites (for example, bank websites or other informational resources). We are not responsible for the privacy practices of third-party websites. If you follow an external link, the third party’s privacy policy and practices apply. We encourage you to review those policies before providing information to any third-party site.
13) Banking Information vs. Personal Data (Clarification)
SwiftCodes Nepal exists to provide reference information about banks and branches (such as SWIFT/BIC codes and NRB BFI codes). That information is presented for informational purposes and does not identify you as a person.
Your personal data (if any) is generally limited to what you voluntarily provide (such as your email address and message content when contacting us). Normal browsing does not require you to submit personal banking information, and we do not ask for credentials or transaction authorization details.
14) Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes to the Website, our practices, or other operational, legal, or regulatory reasons. When we update it, we will revise the “Last Updated” date at the top of this page.
Your continued use of the Website after changes become effective means you accept the updated Privacy Policy.
15) Contact Us
If you have questions, requests, or concerns about this Privacy Policy or our privacy practices, contact us at:
Email: contact@swiftcodesnepal.com